The fastest growing, award-winning AI-driven European embedded finance platform
PSPs, Marketplaces and eCommerce Platforms
Our white-label lending solution enables PSPs and online marketplaces to deliver revenue-based financing options to their underfinanced SMB merchants, driving higher profitability through improved merchant performance and generating new, recurring revenue streams
With our cutting-edge modular embedded finance platform we empower banks to provide SME customers seamless credit experiences through digitalized and simplified onboarding. Driving the profitability of bank's SME financing
Our white-label full-service lending solution seamlessly integrates with omnichannel payment platforms, marketplaces, and eCommerce platforms helping them to provide instant capital to their SME merchants
According to our research, over 60% of merchants needed funding to start, run and grow their business in the last 2 years. Traditional banks cannot satisfy their needs for working and growth capital. With Lemonero Embedded Finance you offer fast, smart and revenue-based finance directly to your merchants under your own brand. And we act as the lender so no credit risk for you.
Everything is online and under your own brand. Simple and fast, cash in the bank account of the merchant in less than 10 minutes
Transparency is our virtue: the customer immediately sees the final amount including all fees. No strings attached.
AI-based scoring model and machine learning allows us to approve more requests and provide more funding.
Repayment period depends on the performance of your clients. When their cash-flow is higher, they repay faster.
Our modular Lending as a Service technology platform is tailored for banks and other financial institutions, empowering them to orchestrate, digitalize and automate their SME lending processes. Our platform offers an easy way to enhance risk assessments with AI-driven behavioral scoring and new data inputs, enabling automated real-time decision making.
We streamline your processes to reduce costs and enhance the efficiency of SME lending
We simplify, automate and fully digitalize your onboarding procedures to save time and limit manual interventions
We expedite decision-making powered by AI behavioral risk scoring models to shorten the time to cash for your SME client
We improve 'first-time-right' and quality of the decision-making
Our super-intelligent application, supported by conversational AI and chatbot, is helping merchants to unlock opportunities with useful tips, triggers, and predictions to improve their performance and financial health.
Offer your customers seasonal advances, equipment funding, and much more by using our data-driven business finance platform. And it comes with a revenue-based payment model that’s simple, stress-free, and loved by merchants.
Our AI-powered analytics tool supports merchant in monitoring and predicting their cash flow, offering insights to master their liquidity or financial health.
Offer your merchants payments for sales immediately. Fund payments for the sales of your merchants to help them optimize their cash flow.
Fully embedded lending solution provides added value to your customers.
“Our mission is to disrupt business financing through big data & AI, and to help SME grow and achieve their dreams.”